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True Cost Per Mile

All-in cost of driving, including depreciation.

All-in cost per mile
$0.568
$6820/yr · 84,000 total miles

Where the cost goes

Depreciation (60% over hold)$21000
Gas total$9800
Insurance + maintenance + registration$16940

AAA's 2024 average is about $0.72/mile for a new car driven 15,000 miles a year. Used cars at $0.30–$0.50 are much cheaper. The IRS standard mileage rate of $0.67 is a tax-deduction figure that bakes in average cost; use this tool for your actual numbers.

About

Enter purchase price, hold years, miles per year, MPG, and recurring costs (insurance, maintenance, registration). Get the true per-mile cost. Most people forget depreciation; AAA's average is around $0.72/mile for new cars.

How to use

  1. Enter car price and hold years.
  2. Enter miles per year and MPG.
  3. Enter recurring costs.

FAQ

Why is depreciation 60%?+

Average across mainstream cars over a typical 5–7 year hold. Trucks and Toyotas drop less; luxury and EVs drop more. Adjust by changing the hold years.