Daily Spending Budget
What's left per day after fixed costs and savings.
The daily number is what you have to spend on anything that isn't already accounted for: dining out, coffee, hobbies, gifts, going out. Knowing it as a daily figure stops the small purchases from creeping. If discretionary is negative, you're outspending income; cut a fixed line or earn more.
About
Enter monthly income and your fixed line items: rent, utilities, groceries, transportation, savings, and other recurring spend. Get your daily and weekly discretionary allowance, plus your savings rate.
How to use
- Enter monthly income and fixed costs.
- Read daily and weekly remainder.
FAQ
What counts as fixed?+
Things you pay every month at predictable amounts. Rent, utilities, insurance, subscriptions, gym, savings transfers. Groceries are technically variable but stable enough to fit here. Restaurants and coffee belong in discretionary.