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Lifetime Earnings Estimator

Project your total career earnings.

Lifetime earnings
$4,963,067
Over 37 working years, ending salary $223,892
Earnings by decade
RangeTotal
Age 28 - 29$152,250
Age 30 - 39$912,152
Age 40 - 49$1,225,856
Age 50 - 59$1,647,448
Age 60 - 64$1,025,360

Numbers are nominal, not adjusted for inflation. A 3% raise barely keeps up with average inflation.

About

If you keep working until retirement and your salary grows at the typical rate, this is what you'll earn over your career. The number is usually a few million dollars and reframes how seriously to take a 5% raise.

How to use

  1. Enter your current age and salary.
  2. Enter your retirement age and expected raise rate.
  3. See the projected total and the breakdown by decade.

FAQ

What's a realistic raise rate?+

US wage growth averages 3% nominal. Specific careers can run higher early on (tech, medicine) and flatten later. Pick what fits your trajectory.

Is this pre-tax?+

Yes. Total gross earnings. Take-home is roughly 70-80% of that depending on your bracket.