Payment Processor Fee Calculator
Stripe, PayPal, Square fees in either direction.
You receive
$97
Fee: $3 · 2.9% + $0.30
Gross charge$100
Processor fee−$3
Net to you$97
Default rates are 2026 published rates. Volume customers get lower; international cards run higher; chargebacks and AmEx surcharges aren't shown. For invoices, the gross-charge mode is what to put on the invoice so your net matches the agreed price.
About
Pick a processor or set custom rates. Solve for what you net from a charge, or for what to charge so your net hits a target. Includes Stripe, PayPal, Square, Shopify, Patreon, and Venmo for Business at 2026 published rates.
How to use
- Pick processor.
- Pick solve for net or gross.
- Read amount.
FAQ
Are these the real rates?+
Published 2026 rates. Volume customers and high-risk merchants negotiate different rates. Chargebacks, currency conversion, AmEx surcharges, and instant deposits are extra and not shown.