Quit Smoking Savings
Cash and health gains from quitting.
If invested instead
$101,003
$49,275 just in cash, over 20 years
Per day
$7
Per year
$2,464
Health timeline (CDC)
20 minHeart rate drops back to normal.
12 hoursCarbon monoxide levels fall to baseline.
2 weeksCirculation improves, lungs start to clear.
1 monthCoughing and shortness of breath decrease.
1 yearRisk of heart disease cut in half.
5 yearsStroke risk equals a non-smoker's.
10 yearsLung cancer death rate cut in half.
15 yearsHeart disease risk equals a non-smoker's.
Health milestones come from CDC and the American Cancer Society. Investment math assumes you put each year's saved cash into a market index at the start of the year. Real returns are noisy; use this to motivate, not to forecast.
About
Enter daily smoking, pack price, and a horizon. Get the lifetime cash saved, the value if invested, and the standard CDC health-recovery timeline (heart rate, lung function, cancer risk).
How to use
- Enter cigarettes per day and pack price.
- Pick years and investment rate.
- See the savings.
FAQ
Are the health timeline numbers reliable?+
They come from the CDC and the American Cancer Society. They're statistical averages from large cohort studies. Individual recovery varies, but the trajectories are well established.