Subscription Cost Auditor
Annual cost of your subscriptions, plus the investing opportunity cost.
You spend
$49/mo ($588 / yr)
Invested at 7% instead, you would have:
In 10 years
$8,382
In 20 years
$24,869
In 30 years
$57,303
About
Add your monthly subscriptions. The tool shows your annual total and what that money would have grown to at 7% return over 10, 20, and 30 years if invested instead. Spoiler: a $50 a month habit is roughly $30,000 in 20 years.
How to use
- Add each subscription with its monthly price.
- See your total monthly and annual cost.
- See what investing that monthly amount instead would grow to over 10, 20, 30 years.
FAQ
Why 7%?+
It's a common assumption for long-run real (inflation-adjusted) US stock returns. Some years are wildly higher, some are negative. Over decades, around 7% is a reasonable middle estimate.