All tools

Years to Retirement Calculator

Countdown to your target retirement age.

Time to retirement

28 years, 8 months, 6 days

Target date January 15, 2055

Total days

10,478

Working days

7,171

Paychecks

745

Mondays

1,496

Working days assume 250 a year (5 days a week minus US holidays). Paychecks assume biweekly pay.

About

Years, months, and days until you can stop working. Plus how many paychecks, weekends, and Mondays. Sometimes the only way to motivate yourself to top up your 401(k) is to see the number of working days you have left.

How to use

  1. Enter your birth date.
  2. Enter your target retirement age.
  3. See years, months, paychecks, and Mondays remaining.

FAQ

Should I retire at 65 or earlier?+

Personal call. Full Social Security age in the US is 67 for most people now. Early retirement at 62 reduces benefits by 30%. FIRE folks aim for much earlier with high savings rates.

Does this account for vacation days?+

Working days assumes 5 days a week, no holidays. Subtract roughly 25 days a year for US holidays plus average vacation if you want a sharper number.